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Chapter 13 and Keeping Your Property

Chapter 13 and Keeping Your Property

When filing a Chapter 13 bankruptcy, a debtor will not lose any property (including your home) to the bankruptcy trustee. The filing also does not affect a debtor’s mortgage. So while a debtor...
What is the Arizona Bankruptcy Means Test?

What is the Arizona Bankruptcy Means Test?

To qualify for a Chapter 7 bankruptcy in Arizona you will need to take the Arizona Means Test, during which your income is compared to the median income for a household of your size. You’ll wan...
Do I Owe Enough to File Bankruptcy?

Do I Owe Enough to File Bankruptcy?

So many people these days owe a lot of debt. But do you owe enough to be able to file for bankruptcy? A phoenix chapter 7 bankruptcy lawyer will be able to look at your debt situation and determine...
Upside Down on Home? There are Options

Upside Down on Home? There are Options

While the economy is slowly getting back on its feet, it’s not uncommon for people to still be upside down on their home mortgages. Being “upside down” means owing more than your hou...
Bankruptcy Chapters 9, 12, and 15

Bankruptcy Chapters 9, 12, and 15

We talk a lot about Chapter 7, Chapter 11, and Chapter 13 bankruptcy because they are the most commonly filed among consumers and businesses. But there are some additional bankruptcy forms that exist:...
File Bankruptcy to Stop Foreclosure

File Bankruptcy to Stop Foreclosure

If you are facing foreclosure, it’s important to know that there are options available to you. As always, it’s advised that you work with a bankruptcy lawyer such as a phoenix chapter 13 ...
Choosing the Right Form of Bankruptcy

Choosing the Right Form of Bankruptcy

Depending on your situation, if you’re considering filing for bankruptcy, you’ll need to determine which form of bankruptcy – either Chapter 7 or Chapter 13 – you should file. ...
Garnishment

Garnishment

You have most likely heard the term “garnishment.” This is when a creditor takes back the debt it is owed, typically by claiming a portion of a debtor’s wages. The technical term of ...
What is a Money Judgment?

What is a Money Judgment?

If you have received notice of a creditor seeking a money judgment, you’ll want to know what it is, as well as understand what you need to do next. As always, it’s advised that you work wi...
What Happens When a Creditor Files a Judgment Against You

What Happens When a Creditor Files a Judgment Against You

If a creditor seeks to file a judgment against you you’ll want to know what that means and what to do. Below we discuss judgments and what to do if you are facing one. Better yet, contact a pho...
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