If a Lawsuit has been Filed Against You
If you are involved in a lawsuit, it is very important that you take them seriously and deal with them immediately. Failure to respond to a legal complaint not only upsets the court, but can also lead to liens being placed on your home which can impact your ability to file for bankruptcy, refinance or sell your home.
We have helped clients throughout Maricopa County to find the right debt relief solution to fit their needs. We have worked with clients having financial difficulty due to job loss, divorce, excessive medical bills and many other issues. We will help you understand all of your options and explore the best way for you to get a fresh start.
Don’t Ignore a Lawsuit
If you are being sued by a creditor, it is important that you contact a lawyer right away. If you ignore the lawsuit, it automatically becomes a judgment for the creditor. According to Arizona law, if the judgment is recorded in the county where you own your home, the judgment becomes a judgment lien. Judgment liens become a type of secured debt against your house.
If you plan to file bankruptcy and you have liens on your house, you may be able to have the liens removed as part of the proceeding but there are strict criteria that must be met in order for that to happen. In any case, liens on your property create complications that can make your bankruptcy less certain, more time consuming and more expensive.
Contact our office today to set up an appointment. Call (602) 648-3274 or send us an email to get started.
We are a debt relief agency. We help individuals and businesses file for bankruptcy relief under the Bankruptcy Code.