Before you file for bankruptcy, you want to make sure you are doing what is best for your immediate and long-term financial future. Talking to an experienced Arizona bankruptcy lawyer can help you get answers to important questions about the relief you will get and the assets you will be able to protect.
We help people in Casa Grande get the debt relief they deserve through bankruptcy. Whether you are ready to file for Chapter 13 or you have questions about qualifying for Chapter 7, we can help you explore your options and find answers tailored to your needs.
Everyone who decides to file for bankruptcy makes their decision at a different part of the process. If your creditors have filed a judgment against you, it is probably time to take action. However, if you are already considering your options, it may be time to talk to an experienced bankruptcy lawyer who can help you make a well-informed decision. Attorney Wright can help you find a solution, such as:
While the bankruptcy process is different for everyone, but there are some ways that it works immediately for everyone. As soon as you file, you will receive an automatic stay, which will put an immediate end to creditor harassment and foreclosure. The rest of the process depends greatly on what kinds of debts you have and what type of bankruptcy you choose to pursue, but we will help you protect any assets that qualify under Arizona exemptions.
Filing for bankruptcy is a big step, but you do not have to take it alone. From our offices in Phoenix, we help clients in Casa Grande through the bankruptcy process. Whether you are ready to take action or you still have questions, we can help. Call (602) 648-3274 or contact us online today to schedule a free initial consultation with a Phoenix Bankruptcy Lawyer.
When the economy took a double dip, many of the residents sought the advice of a Casa Grande bankruptcy lawyer to help them out of their financial problems. Many of the residents of Pinal County determined that filing bankruptcy would be in their best interest.
If you are in Pinal County and in this same position of looking into your debt relief and bankruptcy options, you probably have a lot of questions. Do you absolutely need to file for bankruptcy? Would debt settlement be preferable? If you have to file, should you file Chapter 7 or Chapter 13?
The answer lies on each individuals circumstances. In order to resolve the financial problem by filing bankruptcy, a person needs to contact bankruptcy lawyers to review their case.
There are some factors that might help a person decide which bankruptcy chapter that they should consider filing in order to help them with their money problems. Chapter 7 Bankruptcy is the total liquidation of all unsecured debts such as credit cards, medical debts, personal loans and such things as deficiency balances on repossessions or foreclosures. In Chapter 7 Bankruptcy the courts will totally eliminate your debts. In order to keep your home and cars then you must be up-to-date on the payments. You will need to make arrangements with the companies to keep making your payments on those items.
Some people prefer taking Chapter 13 Bankruptcy since it is the restructuring of your debts to allow you to keep what you have by making payments on what you owe. You will be able to make full restitution on some of your bills while on other debts you will only have to make partial payments. You will be allowed to keep the personal items that Chapter 7 will not allow you to keep. You are permitted to keep your vehicle up to a $5,000 investment if you are married then both of you are allowed to keep $5,000 each or $10,000 value in one vehicle. You are not permitted to keep things like a motor home or boat. These things if they have value will be sold to help pay back the people that you owe. The decision can be rather difficult so it is best to get full information from your Casa Grande bankruptcy attorney no matter where you live.
It is true that you can get someone to fill out the bankruptcy paper work for only $200 but this will not help you when you actually have to go to bankruptcy court. The problems that you may find yourself in will most certainly take the services of a bankruptcy attorney in Casa Grande to alleviate this stressful burden.
We are a debt relief agency. We help individuals and businesses file for bankruptcy relief under the Bankruptcy Code.