Phoenix Credit Card Debt in Bankruptcy

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Credit Card Debt in Bankruptcy

What Happens to Credit Card Debt in Bankruptcy

If you make a careful and honest analysis of your credit cards debts, how long will it take you to pay off your cards at their present rates so you can actually start saving? For many people, the answer is never. If you are looking at a similar challenge, it may be time to talk to an experienced bankruptcy lawyer.

At AZBK Lawyers we help people across Arizona get the credit relief they deserve through Chapter 7 and Chapter 13 bankruptcy. While it may not be the solution you envisioned, it may be the best way for you to eliminate your debt and get your finances back on track.

Eliminate Your Credit Card Debt Through Bankruptcy

Credit card debt is an unsecured debt. And if your unsecured debt is equal to or greater than your net annual income, you are facing a severely uphill battle. If you are struggling to make your minimum payments, you will continue to pile on massive interest rates and penalties. A lot of people think they can work their way through the process of paying off this debt, but most of them reach a point when they realize they need help.

When you file for Chapter 7 bankruptcy, you will be able to wipe out your entire credit card debt.

As a bankruptcy firm, we do not handle credit card debt negotiation. It is a long and frustrating process that rarely provides successful results. You will end up spending money and trashing your credit. Even if you do it right, there are serious tax consequences.

Contact a Bankruptcy Lawyer

The sooner you contact us, the sooner we can help you explore your options for getting rid of your credit card debt. Call (602) 648-3274 or contact a Phoenix chapter 7 bankruptcy lawyer today for a free initial consultation.

We are a debt relief agency. We help individuals and businesses file for bankruptcy relief under the Bankruptcy Code.

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